On Earning :
Never depend on one single oncome,
make investment to create a second source
On Spending :
If you buy things you don't need,
then you will have to sell things you need
On Saving :
Do not save what is left after spending,
But spend what is left after saving
On Taking Risk :
Never test the depth of river by both feet
*tenggelem dong*
On Investment :
Never put all the eggs in one basket
*berat *loh
On Expectation :
Honesty is an expensive gift,
Do not expect it from cheap people
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